spendign rules

Everything is based on inflation rider:

Personal Money:
- anything that is not a food. business expense, anything that is not necessary, Travel comes out of travel fund however once it is used up extra comes out of personal money., home renovations come out of home renovation fund unless we both can't agree to do them


Tools that are business expenses are justified if you need them for a job that we can see saving money at the time or recoup the cost within 3 years. If you lose a tool you already have and you have to buy a  replacement it comes out of your personal money.

every month we do not have debt husband gets 200 dollars extra for personal money. Any extra work you do in the winter beside manure 50 percent gets put into personal fund after cost however your max is 10 hours a week you make by working not your guys this only applies if we are debt free except for mortgages. 10 hours averaged over 14 weeks. if have to pay someone to work in winter because you are not there due to vacation or being lazy the money comes out of your personal money.
baby fund: 500 year until we are pregnant

once we get money from overdue Jim it goes to credit husbands account for tool box (1070) plus it goes towards the computer we brought in advance and it pays for the welder up to 1500 dollars. Anything over 1500 comes out of husands account, anything under 1500 goes back into personal fund- excluding welder use products, however if machine needs repair within year from purchase it comes out of his money.

filling kegerator is 50/50, however no beer can be wasted.  If we run out of a certain kind of liquior and u produce the empty bottle then its 50/50 out of husbands account unless I buy it then it comes out of mine.  However it is considered a food product if used for cooking  a meal.


Wine is a hobby comes out of personal money and everything to do with it is a hobby except if u make it from the grapes the add in ingredients do not come out of personal.
guns are a hobby.
muscle car hobby and related tools related use for bonofide business expense is recredited however must be justified and not ohhh I can use.

3 percent inflation increase per year unless we have any kind of debt other then mortgages on everything in this contract.

50/50 of alcohol at a restaurant is personal/ 50 perceont  is food however any other achohol is out of personal if it is not coupled with a meal.

all gifts must be agreeded upon dollar amount. as listed below

Weddings:  what that person gave us or 100

Birthdays: 25 dollars

Christmas: average per person 25 dollars

special events: 50 dollars (retirements, graduations, baby showers, wedding showers)

any extra spent in any category comes out of personal money

Tv is personal expense.
solo vacations are personal expense unless we agree to take out of vacation fund

entertainment is personal money or vacation fund it comes out of.

expenses over 200 dollars must be discussed with other person unless business expsnse however does not include farm

5,000 on farm a year includes upkeep of barn, plants, paying guys to upkeep it etc. unless comes out of farm


pole barn comes out of personal money (must save up) unless you can find a way to profit from it and make extra-

wedding business must show you can make a monthy income of 3,500-4,000

50 pecent of boat costs come out of craigs personal- a new boat comes out of craigs personal unless we have emergency fund, cash, and are contributing fully to retirment.