Ways to try to save money this winter:
1. compare insurance rates
2. look at cable bill and see if we can lower it by asking if it went up
3. looking into different credit card reward offers (we have not credit card debt) however we have a card we use all the time for business and everyday purchases and we make a lot of purchase with the business we only get 1 percent back right now but probably could do better.
4. work on turning off the lights more
5. keep the heat set to 55 and use the wood stove all the time
6. eat out less
7. coupon to stock up on toltieries so we aren't spending money on them
8. Get better about our food spending
9. sign up for all the free b-day other promotions to get free stuff like eating out coupons
Ways to make money this winter
1. Sell stuff on Craigslist
2. Sell stuff on ebay
3, try to do the sites like swagbucks to earn amazon gift cards
4. enter contests to win free stuff
Thursday, October 31, 2013
23 weeks 4 days
Due Date: Feb 25
Weight Gain: was up 13.5 pounds as of Sunday but was throwing up a lot this weekend so prob higher
Symptoms: feel good most days, this weekend was rough and threw up a lot however before that didn't throw up for a week.
I'm thankful for: being able to do most things again without feeling sick
Cravings: nothing specific I can think of but eating crappy need to work on this
Aversions salad
Sleep: pretty good except need 10-12 hours and wake up to pee A LOT
I miss:not having to worry about what I can and can not do- spray painting, lifting heavy things etc.
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: idk, we got our cabinents for our kitchen but the trip to ct was rough I felt sick.
I'm stressing about:
Milestones:
Movement: yes
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: walked 3 or 4 times this week
Diet: kind of junky need to fix this
Weekly Goal:4 days of exercise goal
Baby Bargains: 234 diapers for 17 dollars
Weight Gain: was up 13.5 pounds as of Sunday but was throwing up a lot this weekend so prob higher
Symptoms: feel good most days, this weekend was rough and threw up a lot however before that didn't throw up for a week.
I'm thankful for: being able to do most things again without feeling sick
Cravings: nothing specific I can think of but eating crappy need to work on this
Aversions salad
Sleep: pretty good except need 10-12 hours and wake up to pee A LOT
I miss:not having to worry about what I can and can not do- spray painting, lifting heavy things etc.
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: idk, we got our cabinents for our kitchen but the trip to ct was rough I felt sick.
I'm stressing about:
Milestones:
Movement: yes
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: walked 3 or 4 times this week
Diet: kind of junky need to fix this
Weekly Goal:4 days of exercise goal
Baby Bargains: 234 diapers for 17 dollars
Wednesday, October 30, 2013
Extreme Cheapskates
Love the shop extreme Cheapskates but some things they do just don't make sense
1. reusing a real Christmas tree year after year...why not get a fake one to reuse I see them for free often on craigslist or get a really cheap one at a garage sale.
2. sharing a toothbrush and floss- first you can get them for free if you go to the dentist- if not you can find free samples/free products like this all the time online.
3. Razors you can get for free with coupons/free samples
4. if you were that cheap I don't think you would be worrying about your burial costs if you were in your 20's and 30's pretty sure this was a fake visit for entertainment purposes
5. these people don't have furniture in a lot of their rooms...I could furnish rooms for free if I really wanted to by searching craigslist free listings or finding stuff on the side of the wood (got some good stuff on the side of the road: a kitchen table, high chair, double jogging stroller, patio table) In our area at least people put things on the side of the road with a free sign quite often.
1. reusing a real Christmas tree year after year...why not get a fake one to reuse I see them for free often on craigslist or get a really cheap one at a garage sale.
2. sharing a toothbrush and floss- first you can get them for free if you go to the dentist- if not you can find free samples/free products like this all the time online.
3. Razors you can get for free with coupons/free samples
4. if you were that cheap I don't think you would be worrying about your burial costs if you were in your 20's and 30's pretty sure this was a fake visit for entertainment purposes
5. these people don't have furniture in a lot of their rooms...I could furnish rooms for free if I really wanted to by searching craigslist free listings or finding stuff on the side of the wood (got some good stuff on the side of the road: a kitchen table, high chair, double jogging stroller, patio table) In our area at least people put things on the side of the road with a free sign quite often.
Monday, October 21, 2013
22 weeks
Due Date: Feb 25
Weight Gain:
Symptoms: still throwing up couple times a week but sleeping much better and overall feeling pretty decent. Also some braxton hicks contracts one morning this week, bloody noses as well.
I'm thankful for: feeling much better
Cravings: soda, tea with creamer, I have noticed my appetite has increased
Aversions:
Sleep: pretty good except need 10-12 hours and wake up to pee A LOT
I miss:not having to worry about what I can and can not do- spray painting, lifting heavy things etc.
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: idk?
I'm stressing about: paperwork overload and so many phone calls!
Milestones:
Movement: yes,can feel gentle kicks, flutters
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: horrible
Diet:eating pretty normally, too much soda this week though could be better
Weekly Goal:4 days of doing pilates or yoga dvds and 4 days of hynobirthing cd.
Baby Bargains:spent 3.50 and got 7 baby boy clothing items and a bunch of baby boy socks I think that is all for baby stuff this week.
Weight Gain:
Symptoms: still throwing up couple times a week but sleeping much better and overall feeling pretty decent. Also some braxton hicks contracts one morning this week, bloody noses as well.
I'm thankful for: feeling much better
Cravings: soda, tea with creamer, I have noticed my appetite has increased
Aversions:
Sleep: pretty good except need 10-12 hours and wake up to pee A LOT
I miss:not having to worry about what I can and can not do- spray painting, lifting heavy things etc.
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: idk?
I'm stressing about: paperwork overload and so many phone calls!
Milestones:
Movement: yes,can feel gentle kicks, flutters
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: horrible
Diet:eating pretty normally, too much soda this week though could be better
Weekly Goal:4 days of doing pilates or yoga dvds and 4 days of hynobirthing cd.
Baby Bargains:spent 3.50 and got 7 baby boy clothing items and a bunch of baby boy socks I think that is all for baby stuff this week.
Friday, October 18, 2013
Kitchen Budget
455 tools and trim
2279.50 bamboo floor
100 lightining (200 living social deal)
4418.73- cabinets- got at cabinets to go and got a great deal with most of them being 50 percent off- we have about a 10x10 kitchen plus a big 4x8 islands- lowes quote was almost double the cost.
cost: 7252
Still need and budget for:
stove: 1200 actual: 959.20
drawer microwave: 1000 actual: 713
countertops 3200 or 4200 actual: 2879.20+ 594+115.67+166.22+257.50=4012
faucet: 200 actual: 144.99
garbage disposal: 150 actual 85
trim/moldings: 400 actual: 65.32
lights: 400 actual: 84.96 +72.28+72.60
hardware: 150 actual 85
paint: 100
building materials: 1000 actual so far 1180
hallway closet doors: 200 actual 191.16
actual includes all of the following:
grout 12.13
other 8.08
electrical: 45.28
backsplash 38.94 + 55.65
electrical: 108.54
basebpad 6.45+ 6.45+20.23
electrical: 13.24
upc: 4.20
outkets 1.60
electrical: 9.39+ 12.14
other 4.43
22.26
17.79
beam: 407.19
hardy backer: 19
plywood for floor .367.25
tax: 150
15200 total if this is budget or 16,500
total: 1832+ 85
garage kit 120.78
garage doors 96.39
lights 178.24
tax: 56.88
total: 450
misc electrical and plumbing 50
sheetrock 3 dollars
dump fees 100
lowes misc parts: 95
electrical and plumbing materials 25
labor costs:
day 1 cabinet removal: 50 dollars
day 2 floor demo, wall take down and cabinets partly put together 10 hours and 45 mins for don 185, steve 140 and josh 165 plus 28 for lunch $490
day 3:
steve: 8:10-6:00 95
Josh 8:15-3:50 110
Don: 11:10-6:00 120
total labor costs day 3: 325
Day 4
Don electrical: 8:15-3:15 119
Josh 8:15-11:15 ripping out floor 45
Steve 8:15-11:15 ripping out floor 40
total: 204
Don Day 5: 9:30-4:15 115
wood: 14
kitchen 120 studs, plastic
materials electric, plumbing, drywall etc: 260
Eli Fence 226
lattice: 55.90
rebate: 50
gas savings 272
Gift Card Savings: 80
other 110
don day 6: 255
josh and steve day 6: 90
don day 7: 9:30-4:00 110.50
cabinets to go 250
don day 8: 8:30-12:30 68
don day 9: 8:45-10:30
all paid
day 10-14 $420
Josh10-14 $446.25
shipping 85
sold stove and microwave 115
don: 480.25
josh: 360
142 trim
paint 86
materials (doors, lights) 815
materials100
don 120
labor don: 338.75
total spent so far: 21294.75
2279.50 bamboo floor
100 lightining (200 living social deal)
4418.73- cabinets- got at cabinets to go and got a great deal with most of them being 50 percent off- we have about a 10x10 kitchen plus a big 4x8 islands- lowes quote was almost double the cost.
cost: 7252
Still need and budget for:
stove: 1200 actual: 959.20
drawer microwave: 1000 actual: 713
countertops 3200 or 4200 actual: 2879.20+ 594+115.67+166.22+257.50=4012
faucet: 200 actual: 144.99
garbage disposal: 150 actual 85
trim/moldings: 400 actual: 65.32
lights: 400 actual: 84.96 +72.28+72.60
hardware: 150 actual 85
paint: 100
building materials: 1000 actual so far 1180
hallway closet doors: 200 actual 191.16
actual includes all of the following:
grout 12.13
other 8.08
electrical: 45.28
backsplash 38.94 + 55.65
electrical: 108.54
basebpad 6.45+ 6.45+20.23
electrical: 13.24
upc: 4.20
outkets 1.60
electrical: 9.39+ 12.14
other 4.43
22.26
17.79
beam: 407.19
hardy backer: 19
plywood for floor .367.25
tax: 150
15200 total if this is budget or 16,500
total: 1832+ 85
garage kit 120.78
garage doors 96.39
lights 178.24
tax: 56.88
total: 450
misc electrical and plumbing 50
sheetrock 3 dollars
dump fees 100
lowes misc parts: 95
electrical and plumbing materials 25
labor costs:
day 1 cabinet removal: 50 dollars
day 2 floor demo, wall take down and cabinets partly put together 10 hours and 45 mins for don 185, steve 140 and josh 165 plus 28 for lunch $490
day 3:
steve: 8:10-6:00 95
Josh 8:15-3:50 110
Don: 11:10-6:00 120
total labor costs day 3: 325
Day 4
Don electrical: 8:15-3:15 119
Josh 8:15-11:15 ripping out floor 45
Steve 8:15-11:15 ripping out floor 40
total: 204
Don Day 5: 9:30-4:15 115
wood: 14
kitchen 120 studs, plastic
materials electric, plumbing, drywall etc: 260
Eli Fence 226
lattice: 55.90
rebate: 50
gas savings 272
Gift Card Savings: 80
other 110
don day 6: 255
josh and steve day 6: 90
don day 7: 9:30-4:00 110.50
cabinets to go 250
don day 8: 8:30-12:30 68
don day 9: 8:45-10:30
all paid
day 10-14 $420
Josh10-14 $446.25
shipping 85
sold stove and microwave 115
don: 480.25
josh: 360
142 trim
paint 86
materials (doors, lights) 815
materials100
don 120
labor don: 338.75
total spent so far: 21294.75
Monday, October 14, 2013
21 weeks 1 day
Due Date: Feb 25
Weight Gain: around 161- how did I manage to gain 2 pounds in a week!
Symptoms:Still a couple throwing up sessions a week- I have pretty much come to terms with the fact I will be throwing up this whole pregnancy- doesn't seem to be keeping the weight from piling on though! otherwise I felt pretty good this week.Also, had some minor cramping yesterday didn't really hurt but was aware of it it went away and felt the baby move so not too worried anymore about it.
I'm thankful for: feeling the baby move quite a bit now
Cravings: cereal and almond mil, auntie ann's pretzels, soda
Aversions: I tend to throw up ice cream a lot but i still love it so i eat it.
Sleep: okay but wake up so much to pee so could be better
I miss:not throwing up
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: got some great baby bargains.
I'm stressing about: paperwork a little and complaining clients but not too bad
Milestones: idk?
Movement: yes,can feel gentle kicks, flutters
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise:walked some and did 10 mins of pilates once- need to get much better at this!
Diet:eating pretty normally, too much soda this week though could be better
Weekly Goal:4 days of doing pilates or yoga dvds and 4 days of hynobirthing cd.
Baby Bargains: the baby consignment sale was this weekend got a lot of great deals spent $50.
Weight Gain: around 161- how did I manage to gain 2 pounds in a week!
Symptoms:Still a couple throwing up sessions a week- I have pretty much come to terms with the fact I will be throwing up this whole pregnancy- doesn't seem to be keeping the weight from piling on though! otherwise I felt pretty good this week.Also, had some minor cramping yesterday didn't really hurt but was aware of it it went away and felt the baby move so not too worried anymore about it.
I'm thankful for: feeling the baby move quite a bit now
Cravings: cereal and almond mil, auntie ann's pretzels, soda
Aversions: I tend to throw up ice cream a lot but i still love it so i eat it.
Sleep: okay but wake up so much to pee so could be better
I miss:not throwing up
I am looking forward to: still december when paperwork is done and I can relax
Best moment this week: got some great baby bargains.
I'm stressing about: paperwork a little and complaining clients but not too bad
Milestones: idk?
Movement: yes,can feel gentle kicks, flutters
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise:walked some and did 10 mins of pilates once- need to get much better at this!
Diet:eating pretty normally, too much soda this week though could be better
Weekly Goal:4 days of doing pilates or yoga dvds and 4 days of hynobirthing cd.
Baby Bargains: the baby consignment sale was this weekend got a lot of great deals spent $50.
Saturday, October 12, 2013
Saturday Bargains
I started off the day by going to a garage sale it was fill a bag of kids clothes for $3. They were really too big of sizes but couldn't help myself because I got 2 new pairs of jeans with tags (one boys, one girls size 4T, 1 new with tags yoga paints, 1 new with tags skirt, 2 new in package pink girl tights, and a bunch of gently worn girls clothes all for $3.) I guess I can save the new with tags ones for our kids when they are older or as gifts and the used ones I could sell or just keep if we have a girl. I got a new paint brush ralph lauren $2 (we need one of these for our soon to start renovmations), a new in package painting tarp $1, a wicker hamper $2, and a green monkey wall art for the babies room for $3. Total spent garage saleing: $11
Went to the gap factory outlet where they had an extra 50 percent off clearance and got 3 boxer shorts for the husband at 2.50 each, 2 baby boys rompers for 1.50 each, 1 adorable girl baby romper for $4 (this was a splurge for me but it is soooo cute!), and a boys swim shirt for .50 cents. Total spent: $14
Got my makeup at Macy's for 28 dollars but came with the free makeup gift set.
returned 2 bathing suits and got $48 dollars back
Spent $45target mostly on groceries and vitamins, but saved about $15 with coupons. Got a fisher price toy for 2.50 normally seven.
Met someone from the momma swap site and got one pair of long maternity jeans and 8 shirts/sweater/sweater dresses for $30 and they all fit great.
Also went to consignment sale last night and got a bouncing exersaucer for 10 dollars, a shopping cart cover for 5 dollars, and 2 new in package valances for babies room for $5.
Total spent for baby: $36
Total spent for maternity clothes: $30
Total spent on makeup: $28
Total spent on groceries/vitamins: $43
Total spent on husband boxerss: 8
House renovation things: $3
House stuff (hamper): $2
returns: -48
so a high spend day but got a lot of good deals.
Went to the gap factory outlet where they had an extra 50 percent off clearance and got 3 boxer shorts for the husband at 2.50 each, 2 baby boys rompers for 1.50 each, 1 adorable girl baby romper for $4 (this was a splurge for me but it is soooo cute!), and a boys swim shirt for .50 cents. Total spent: $14
Got my makeup at Macy's for 28 dollars but came with the free makeup gift set.
returned 2 bathing suits and got $48 dollars back
Spent $45target mostly on groceries and vitamins, but saved about $15 with coupons. Got a fisher price toy for 2.50 normally seven.
Met someone from the momma swap site and got one pair of long maternity jeans and 8 shirts/sweater/sweater dresses for $30 and they all fit great.
Also went to consignment sale last night and got a bouncing exersaucer for 10 dollars, a shopping cart cover for 5 dollars, and 2 new in package valances for babies room for $5.
Total spent for baby: $36
Total spent for maternity clothes: $30
Total spent on makeup: $28
Total spent on groceries/vitamins: $43
Total spent on husband boxerss: 8
House renovation things: $3
House stuff (hamper): $2
returns: -48
so a high spend day but got a lot of good deals.
Monday, October 7, 2013
20 weeks 1 day HALFWAY THERE!
Due Date: Feb 25
Weight Gain: around 159 the weight is def coming on faster now- hopefully it doesn't come on too fast because i really don't want to gain more then 30lbs.
Symptoms:Still a couple throwing up sessions a week- its wierd I will eat then a couple hours later all of sudden feel like I am going throw up and then i will projictile vomit all the food I have eaten- doesn't stop until my stomach is empty. Sometimes when I try to eat again an hour or two later it happens again- however find if I just eat my protein cereal it stays down. Still feel tired if I don't sleep well- had trouble falling alsleep a couple times this week because my bladder constantly felt full. Peeing all the time!
I'm thankful for: the nauseus has been gone for the most part for several weeks and I just realized today i haven't had anxiety in like a month.
Cravings: cereal and almond milk
Aversions:dorittos and Dave and Busters are on my no no list after both have been thrown up everytime I eat them
Sleep: okay but wake up so much to pee so could be better
I miss: not feeling crappy half the time, compared to first trimester it is much better and tolerable
I am looking forward to: december when paperwork is done and I can relax
Best moment this week: feeling the baby kick is pretty cool, the husband can feel it too.
I'm stressing about: not too much right now
Milestones: I am half way done!
Movement: yes, feel flutters and little kicks esp at night but while I am right this I feel him or her
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: went on one 40 min walk this week, but need to get better at this I ordered yoga and pilates prenatal versions that should come in soon
Diet: not bad. I could def eat some more vegetables but pretty normal for me
Weekly Goal:start doing pilates or yoga dvds and start my hynobirthing cd.
Weight Gain: around 159 the weight is def coming on faster now- hopefully it doesn't come on too fast because i really don't want to gain more then 30lbs.
Symptoms:Still a couple throwing up sessions a week- its wierd I will eat then a couple hours later all of sudden feel like I am going throw up and then i will projictile vomit all the food I have eaten- doesn't stop until my stomach is empty. Sometimes when I try to eat again an hour or two later it happens again- however find if I just eat my protein cereal it stays down. Still feel tired if I don't sleep well- had trouble falling alsleep a couple times this week because my bladder constantly felt full. Peeing all the time!
I'm thankful for: the nauseus has been gone for the most part for several weeks and I just realized today i haven't had anxiety in like a month.
Cravings: cereal and almond milk
Aversions:dorittos and Dave and Busters are on my no no list after both have been thrown up everytime I eat them
Sleep: okay but wake up so much to pee so could be better
I miss: not feeling crappy half the time, compared to first trimester it is much better and tolerable
I am looking forward to: december when paperwork is done and I can relax
Best moment this week: feeling the baby kick is pretty cool, the husband can feel it too.
I'm stressing about: not too much right now
Milestones: I am half way done!
Movement: yes, feel flutters and little kicks esp at night but while I am right this I feel him or her
It's a...: Surprise I go back and forth between boy (we must be having a boy because everyone else is having a girl) to girl ( I have been so sick it must be because it is a girl)
Exercise: went on one 40 min walk this week, but need to get better at this I ordered yoga and pilates prenatal versions that should come in soon
Diet: not bad. I could def eat some more vegetables but pretty normal for me
Weekly Goal:start doing pilates or yoga dvds and start my hynobirthing cd.
Thursday, October 3, 2013
October Budget
subway 15 dollars
subway 20 dollars
pretzels 2
dunkin donuts 3
price chopper 135
Ruby Tuesdays: 20
Total spent on groceries/vitamins: $43
Julie
tights 13
maternity clothes: $30
makeup: $28
House stuff (hamper): $2
maternity dress: $5
bathing suits $54 Victoria secrets
bathing suits jcpenny: 15
patio set: 150
rug pottery barn resale: 160
rug office: 60
Farm 50 dollars in bribes
200 dollars on topsoil
130 on sprinkler parts
Total spent for baby: $36
baby consignment sale: $31
baby stuff jcpenny: $10
baby boy clothes: $3.50
diapers 252 size 1 and 2 $17
Total spent on husband boxerss: 8
husband personal fund cabellas: 320
House renovation things: $3
Christmas gifts
niece gift 8
craigs dad jacket 20 original 50
heavy weight socks 10 for 4 pairs original 40
craigs mom candle 9 original 18
subway 20 dollars
pretzels 2
dunkin donuts 3
price chopper 135
Ruby Tuesdays: 20
Total spent on groceries/vitamins: $43
Julie
tights 13
maternity clothes: $30
makeup: $28
House stuff (hamper): $2
maternity dress: $5
bathing suits $54 Victoria secrets
bathing suits jcpenny: 15
patio set: 150
rug pottery barn resale: 160
rug office: 60
Farm 50 dollars in bribes
200 dollars on topsoil
130 on sprinkler parts
Total spent for baby: $36
baby consignment sale: $31
baby stuff jcpenny: $10
baby boy clothes: $3.50
diapers 252 size 1 and 2 $17
Total spent on husband boxerss: 8
husband personal fund cabellas: 320
House renovation things: $3
Christmas gifts
niece gift 8
craigs dad jacket 20 original 50
heavy weight socks 10 for 4 pairs original 40
craigs mom candle 9 original 18
Wednesday, October 2, 2013
19 Weeks 3 Days
Sleep: still waking up all the time to pee and last night it took me hours to fall asleep hopefully that doesn't happen again
weight: 157.5
Cravings/Food Aversions: post nuts,oats, and seed cereal with almond milk
Belly Button: In
Rings on or off: On
Stretch Marks: no
Best moment:the midwife was able to hear the heartbeat with the fetal stescope, I also can now feel the baby kicking lightly and the baby kicked the midwife while she was listening to the heartbeat.
Looking forward to: not being pregnant anymore! Also being able to relax more once paperwork mostly ends at the end of December.
What I miss: not feeling tired most days, sleeping well without waking up all the time to pee
Appointments: October 29
Misc: we told husbands family this week
Thing brought for the baby:lots of diapers this week at 2-3 dollars for a jumbo back paid like 8 cents a diaper and got a variety of size 1,2,3- think i got around 400 diapers. Lauren brought the baby a tractor onsie and a train bib at the garage sale.
weight: 157.5
Cravings/Food Aversions: post nuts,oats, and seed cereal with almond milk
Belly Button: In
Rings on or off: On
Stretch Marks: no
Best moment:the midwife was able to hear the heartbeat with the fetal stescope, I also can now feel the baby kicking lightly and the baby kicked the midwife while she was listening to the heartbeat.
Looking forward to: not being pregnant anymore! Also being able to relax more once paperwork mostly ends at the end of December.
What I miss: not feeling tired most days, sleeping well without waking up all the time to pee
Appointments: October 29
Misc: we told husbands family this week
Thing brought for the baby:lots of diapers this week at 2-3 dollars for a jumbo back paid like 8 cents a diaper and got a variety of size 1,2,3- think i got around 400 diapers. Lauren brought the baby a tractor onsie and a train bib at the garage sale.
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